How Much Does LASIK Cost?
Understanding the Price of LASIK
In the U.S., LASIK eye surgery costs between $2,000 and $3,000 per eye, and the final price can vary depending on several factors.
Factors that can influence the cost of LASIK include:
- Surgeon Experience: More experienced surgeons may charge higher fees.
- Technology Used: Advanced technology (such as bladeless LASIK and Contoura LASIK) can increase the price.
- Location: The cost of LASIK may vary based on the city or state you’re in.
Is LASIK Worth the Price?
Though prices vary, LASIK is often a worthwhile investment. Consider the ongoing costs of glasses, contacts, and prescription updates—LASIK can save you money over time while offering freedom from corrective lenses.
Consider the ongoing costs of glasses, contact lenses, and prescription adjustments over the years. When you add up these expenses, LASIK may actually save you money in the long run, offering both financial savings and the freedom from corrective lenses.
Key Benefits of LASIK:
- Reduced lifetime spending on glasses and contacts
- Improved convenience and lifestyle without the need for eyewear
- Long-lasting results that typically don’t require additional procedures
Are Financing and Discount Options Available?
Many clinics offer financing options to make the cost of LASIK more manageable. Payment plans may include:
Zero-interest financing for qualified patients
Flexible monthly payment options to spread out the cost
Discounts or promotional pricing based on location and/or insurance coverage
Be sure to discuss financing and payment options during your consultation to find the best plan for your budget.
Does Insurance Cover LASIK?
LASIK eye surgery is classified as an elective procedure, meaning most standard health insurance plans do not cover it. Insurance companies typically view LASIK as non-essential, similar to cosmetic treatments, leaving patients responsible for covering the full cost out-of-pocket.
However, some insurance plans may offer discounts or partnerships with LASIK providers to make the procedure more affordable. Additionally, certain vision plans provide partial reimbursement for LASIK if it’s part of a larger health benefits package. It’s always a good idea to check with your insurance provider to see if any discounts or benefits are available.
Using Your FSA and HSA to Pay for LASIK
Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) are excellent options for making LASIK more affordable. Both accounts allow you to save pre-tax dollars to cover eligible medical expenses, including LASIK, thus lowering your taxable income and overall out-of-pocket costs.
What is an FSA?
An FSA is an employer-sponsored account that allows you to contribute pre-tax earnings to cover qualified healthcare expenses. You can use these funds for LASIK surgery, but FSAs typically follow a "use-it-or-lose-it" rule, meaning funds must be used within the plan year.
What is an HSA?
An HSA is a savings account available to individuals with high-deductible health plans (HDHPs). Unlike an FSA, the funds in an HSA roll over year after year, allowing you to build savings over time. HSA funds can also be used for LASIK and other qualified medical expenses.
To confirm eligibility and contribution limits for LASIK, consult your HR department or account administrator.
By leveraging FSAs, HSAs, financing plans, or exploring insurance discounts, you can significantly reduce the cost of LASIK. The LASIK and LENS Network can connect you with providers who offer flexible payment options and help make your vision correction journey more affordable.